How does one recalibrate their risk management strategy when moving from the U.S. to Canada? This is an interesting financial planning scenario that must be addressed. Insurance is one of the pillars of a successful financial plan and buffers the...

Canadian and American citizens move across the 49th parallel for education, employment and retirement reasons. Clearly, many overt similarities exist between the two countries and their citizens. However, the tax systems operate under unique mandates. This dichotomy creates the risk...

Many Canadian expatriates are familiar with United States income taxation of residents on their worldwide income. One can become a U.S. resident for this purpose one of two ways: under the "green card test" pursuant to which one becomes a...

It is important to have an experienced cross-border attorney analyze an existing estate plan prior to a move. In like manner, a U.S. cross-border attorney and a Canadian cross-border attorney are often consulted when assets remain on both sides of...

It is important to plan ahead when exiting the U.S. for Canada. Failing to do so can be costly both in terms time and money. Aside from the logistics of a move, one must also consider retirement planning, deferred compensation...

Hiring the right personnel and firm is one of the most important financial decisions that one can make. The difference between a broker-dealer and a registered investment advisor (RIA) is often discussed but frequently misunderstood. What services are provided and...

April 14th, 2011 When Canadians expatriate to the US, or when Americans expatriate to Canada, there are common investments-related challenges that commonly arise. In our experience with clientele, some of these are procrastinated over for several years before action is...

We recently started working with a new client who lives in Southern California and owns multiple rental properties in Northern California. During the initial meeting with our client, she explained how she made frequent trips to Northern California to visit...

U.S. Citizenship and Immigration Services (USCIS) Director León Rodríguez announced today that, effective May 26, 2015, the Department of Homeland Security (DHS) is extending eligibility for employment authorization to certain H-4 dependent spouses of H-1B nonimmigrants who are seeking employment-based...

Every year, the U.S. government issues around 140,000 employment-based immigrant visas under five employment-based preference categories. This article is about the Employment Fifth Preference category (E5) Immigrant Investor visa, also known as Immigrant Entrepreneur visa. The E5 investor visa program...

Welcome to part one of a four-part series in which our firm will address some important dynamics of cross-border financial planning. A move to the United States from Canada is not as simple as many individuals and their advisors believe....

It's the I-94 that governs your stay in theU.S., not the Visa  When a foreign national enters the United States in nonimmigrant status, he/she will receive an I-94 Arrival/Departure Record at the port-of-entry. This I-94 card will state the class of admission...

In today's day and age, investing or operating internationally is a lot easier than it's ever been. As such, many individuals and businesses have started investing and doing business in foreign countries to take advantage of new markets. At Gedeon...

Each year, hundreds of thousands of Canadians travel to the United States for work, vacation and shopping. Some believe they are not subject to U.S. immigration law due to the friendly relationship between the two countries. However,Canadians, like other foreign...

You're probably thinking the NSA right? Well, you'd be surprised to know that while Snowden and his clan at the are NSA busy tracking your phone calls, the IRS is not relying on the NSA to supply it with your...

Effective October 1, 2015, there is a new procedure for determining when beneficiaries of family-based preference petitions can file applications for "Adjustment of Status" with USCIS. The new procedure will enable some beneficiaries to file for adjustment earlier than current...

Oct. 3rd, 2011 A move to Canada from the United States is not as simple as many individuals and their advisors believe. Misconceptions exist due to a lack of experience and training. There are a variety of reasons for emigrating...

Foreign visitors arriving in the U.S., via air or sea, and who need to prove their legal-visitor status to employers, schools/universities or government agencies, will be able to access their U.S. Customs and Border Protection (CBP) arrival/departure record information online...

Expatriates often underestimate how complicated planning their cross-border move can be.  We often find that there are several simple steps that if taken before a move, can simplify your financial affairsi mmensely. Here's a partial list of common US Canada...

One of the most common questions we receive from cross-border investors relates to how they may reconcile between their CPP and SS benefits.  There's no quick formula to decide how much someone with both CPP and SS credits should receive,...